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Whole Life Insurance

Dependable permanent participating whole life coverage with flexible limited pay options, accumulation of cash value, built-in living benefits, a fully-convertible optional level term rider1 and more.
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Seller's Guide

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Sales Ideas

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Key Features

  • Face amounts from $10,000
  • Accelerated underwriting and instant decision available for amounts up to $300,000 for ages 0-17; $200,000 for ages 18-45; $150,000 for ages 46-60 or $100,000 for ages 61-85
  • Acceleration benefits for chronic or terminal illness2
  • Limited pay options for 10-pay, 20-pay, pay-to-age 65 and pay-for-life3
  • Level Term Rider1 extends coverage up to 10 times the base policy amount for a term of 10, 20 or 30 years
  • Paid-Up Additions Rider allows for periodic or single premium additions to enhance the policy's death benefit and cash value

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Highlight Sheet

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1 All or part of the benefit amount may be converted to a new policy of permanent insurance without submitting evidence of insurability for a period beginning on the first rider anniversary and ending on the earlier of two years before end of term period or the insured’s 65th birthday. Premiums for the new policy will be based on the insured’s gender, age, and Assurity’s rates in effect on the new policy’s date of issue and the underwriting classification risk under which the rider was originally issued.
2 Accelerated Death Benefit Rider is included in states where allowed. The chronic illness benefit is included through issue age 75. Chronic illness is not available in California.
3 Issue ages for 10-pay, 20-pay and pay-for-life: 15 days to 85 years; issue ages for pay-to-age 65: 15 days to 54 years