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Life Solutions at Every Stage

Find life products to fit your clients’ personal and business needs, plus customize with hard-to-find optional and living benefits. With tools, training and in-house support, help more clients and close more sales than ever before.

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Options to Fit More Client Needs

See how our life product portfolio helps you tailor coverage to meet clients' needs at any age or stage.

Term Life

Term Life with accelerated underwriting and no exams up to $1 million for ages 18-50, term periods of 10 to 30 years and in-demand options like the Return of Premium benefit.¹

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Life Protect+

Affordable combined coverage for life, critical illness and income protection in one application with one premium. It all comes with a fast online app and no health license required.

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Whole Life

Level benefit participating whole life with cash value, built-in living benefits³, available dividends, limited pay options and guaranteed renewability to age 121.

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Children’s Whole Life

Guaranteed-renewable permanent life insurance for children aged 15 days to 17 years, with face amounts starting at $10k and policy ownership by parents or grandparents.

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Single Premium Whole Life

Level benefit single-premium whole life coverage that immediately increases estate value and tax-deferred⁴ cash value growth.

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Universal Life

Permanent coverage with cash value growth, flexible premiums, built-in living benefits³, and a 20-year no-lapse guarantee period for ages 0-60.

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Grow DI Sales in 15 Minutes

Get everything you need to maximize your DI sales with strategies, targets and conversation starters in this on-demand webinar.

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Middle Market Foreign Resident Program

Increase your sales in emerging markets with in-demand life insurance coverage and face amounts up to $1 million. Plus, make sales easy with translated materials, dedicated underwriting and more.

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1 Optional Return of Premium benefit provided under the Endowment Benefit Rider (ROP Rider in some states). Only available on 20- and 30-year term policies. Premiums paid for any other optional riders are not returned. Endowment Benefit Rider (ROP) returns a percentage of premiums paid for the term life base policy and premiums paid for the Endowment Benefit Rider (ROP), less any benefits paid.

2 Instant decision available up to $1,000,000 for ages 18-50 and $500,000 for ages 51-65.

3 Accelerated Death Benefit Rider is included in states where allowed. The chronic illness benefit is included through issue age 75.

4 Early-year cash values will be less than the premium paid. The policy loan interest rate will vary. Policy loans and withdrawals reduce the death benefit.

Tools

Access tools like consumer brochures and flyers, social media prospecting kits, emails, phone scripts and more to help you make more sales.

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Quote & Apply

From quick quotes to drop tickets to e-apps, see how fast and easy it is to get business in and issued.

Underwriting

Discover all of our advantages, including our dedicated in-house experts. 

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About Assurity

As a mutual organization, Assurity was founded on the simple concept of people coming together to support each other in moments of need. We help people through difficult times by providing affordable insurance protection that is easy to understand and buy – we’re there when our customers need us. We all share in the future we create, and Assurity believes in using our business as a force for good.

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A.M. Best ratings range from A++ (Superior) to F (in liquidation). Rating assigned to Assurity on November 2, 2023. For latest Best's Credit Rating, access www.ambest.com