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Term Life Insurance

Affordable, flexible level term life insurance with accelerated underwriting and no exams up to $1 million for ages 18-50, a conversion option, and hard-to-find optional riders like the Return of Premium benefit1.
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Seller's Guide

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On-demand Training

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Sales Ideas

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Key Features

  • Face amounts from $25,000 to $10 million
  • Level term periods of 10,15, 20 or 30 years
  • Accelerated underwriting and instant decision available up to $1,000,000 for ages 18-50 and $500,000 for ages 51-65
  • Hard-to-find Return of Premium benefit1
  • Living benefits that matter with optional riders like critical illness and income protection
  • Conversion available to permanent coverage prior to age 65

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Highlight Sheet

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Accelerated Underwriting Flyer

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Sales Ideas

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Millennial Sales Infographic

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On-Demand Training

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1 Optional Return of Premium benefit provided under the Endowment Benefit Rider (ROP Rider in some states). Only available on 20- and 30-year term policies. Premiums paid for any other optional riders are not returned. Endowment Benefit Rider (ROP) returns a percentage of premiums paid for the term life base policy and premiums paid for the Endowment Benefit Rider (ROP), less any benefits paid.