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Universal Life Insurance

Permanent coverage with cash value growth, flexible premiums, built-in living benefits1, and a 20-year no-lapse guarantee period for ages 0-60. 
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Key Features

  • Face amounts from $25,000

  • Non-medical limits up to $300,000 for ages 15 days-17 years; $200,000 for ages 18-45; $150,000 for ages 46-60 or $100,000 for ages 61-85

  • Acceleration benefits for chronic or terminal illness1

  • Level or increasing death benefit options, and the opportunity to earn cash value

  • Flexible premium amounts and payment modes

  • Optional riders to enhance protection

  • Enhanced Guaranteed Surrender Value available after years 15 and 20

Get Product and Training Materials

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Highlight Sheet

Download the PDF

1 Accelerated Death Benefit Rider is included in states where allowed. The chronic illness benefit is included through issue age 75. Accelerated benefits reduce the death benefit.