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Single Premium Whole Life Insurance

Level benefit single-premium whole life coverage that immediately increases estate value and allows for tax-deferred cash value growth.1
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Seller's Guide

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On-demand Training

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Sales Ideas

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Key Features

  • Extended issue ages from 15 days-85 years
  • No medical exams for issue amounts up to $700,000 for ages 0-60; up to $450,000 for ages 61-85
  • A single, lump-sum payment simplifies the sale
  • Dividends available2
  • Immediate increase in estate value, along with continued, tax-deferred accumulation of cash value that can be accessed at any time for any purpose1

  • Acceleration benefits for chronic and terminal illness3

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Highlight Sheet

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Seller's Guide

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5 Reasons to Sell SPWL Flyer

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SPWL vs Annuities Flyer

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Sales Ideas

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On-Demand Training

1 Early-year cash values will be less than the premium paid. The policy loan interest rate will vary. Policy loans and withdrawals reduce the death benefit.
2 Dividends are not guaranteed and are determined by Assurity’s experience relative to assumed mortality, investment performance and expenses.
3 Accelerated Death Benefit Rider is included in states where allowed. The chronic illness benefit is included through issue age 75. Accelerated benefits reduce the death benefit