Key Features

•  Issue ages 18 through 60, age nearest birthday     
•  Up to $20,000 maximum monthly benefit
•  Elimination periods of 30, 60 or 90 days
•  Benefit periods of 1 or 2 years
•  Non-medical limits up to $5,000 for ages 18-50, $2,000 for ages 51-55 or $1,500 for ages 56-60
•  Guaranteed renewable to age 65, conditionally renewable to age 70
•  Business Owner Upgrade provides a 1 occupation class upgrade for eligible clients