Key Features

• Issue ages 18 through 60, age nearest birthday     

• Up to $30,000 maximum monthly benefit

• Elimination periods of 30, 60 or 90 days

• Benefit periods of 1 or 2 years

• Non-medical limits up to $5,000 for ages 18-50, $2,000 for ages 51-55 or $1,500 for ages 56-60

• Guaranteed renewable to age 65, conditionally renewable to age 70

• Business Owner Upgrade provides a 1 occupation class upgrade for eligible clients