High Risk
Graded Benefit
Disability Income Insurance
Impaired risk disability coverage with automatic consideration for traditional DI declines.Key Features
• Issue ages 18 through 60, age last birthday
• Up to $20,000 maximum monthly benefit, based on occupation class
• Elimination periods of 30, 60, 90, 180 or 365 days
• Benefit periods of 2, 5 or 10 years
• Guaranteed renewable to age 65, conditionally renewable to age 70
• Automatic consideration for GBDI when declined for another disability product