Guaranteed renewable coverage that pays monthly benefits with benefit periods from 1 year to age 67, plus no income verification or medical exams up to $6,000 for clients age 18-55.
• Issue ages 18 through 60, age nearest birthday • Elimination periods of 30, 60, 90, 180 or 365 days • Benefit periods of 1 year, 2 years, 5 years, 10 years, to-age-65 or to-age-67 • No income verification up to $6,000, $4,000 for self-employed or 1099 employees • No medical exams for benefit amounts up to $6,000 for ages 18-55, and up to $4,500 for ages 56-60 • Guaranteed renewable to age 65 or 67, conditionally renewable to age 75 • Two-year own occupation definition • Expand coverage with the optional Return of Premium Rider and more
