Skip to content

Quote and Apply

It’s easy to generate quotes and illustrations for Assurity’s suite of disability income products – plus get options to make applications simple and painless. E-apps, drop tickets and online quote-to-application options give you flexible ways to sell DI. Note: You must login to AssureLINK to access the e-applications and illustration software. If you need help logging in, contact your Regional Sales Team.

SellMoreDI_HeroBanner

Quote and Apply

Century+ Disability Income Insurance

Guaranteed renewable coverage with benefit periods from 1 year to age 67, plus no income verification or medical exams up to $6,000 for most clients.

Learn More

Income Protection Disability Insurance

Renewable short-term DI with weekly benefits up to 2 years, along with flexible coverage options and no medical exams or income verification

Learn More

Graded Benefit Disability Insurance

Impaired risk disability coverage with automatic consideration for traditional DI declines.

Learn More

Business Overhead Expense Disability Insurance

Coverage for small business owners with a one-occupation upgrade.

Learn More

Save your spot for our March 21 webinar

Get an expert-led tour of the ways Assurity’s complete DI portfolio can help you grow your sales in just 15 minutes.

Watch now

Tools

Get tools to help you get started prospecting and selling:  

Income Protection

  • Brochure
  • Consumer Video
 Century+
  • Brochure
  • Mortgage Brochure
  • Why DI Flyer
  • Mortgage Protection Flyer
  • Consumer Video
Century+ and BOE
  • Small Business Owner Brochure
  • Small Business Owner Flyer
  • BOE Consumer Flyer
  • The Missing Piece Flyer

Conversation Starters & Overcoming Objections

  • Social Media Kit
  • Emails
  • Phone Scripts
OCI-tools3

Underwriting Made Easy

Get your business on the books quickly and easily with a longtime leader in the disability space.

 

Long-Term DI | Income Protection+ Long-Term DI | Century+ Short-Term DI | Income Protection GBDI BOE
Benefit Amounts $500 - $30,000 Monthly $500 – $30,000 Monthly $50 – $1,500 Weekly $500 – $20,000 Monthly $500 – $30,000 Monthly
Maximum Issue Ages 18 - 64 18 - 60 18 – 60 18 – 60 18 – 60
Occupation Classes 6A, 5A, 4A, 3A, 2A, 1A 4A, 3A, 2A, 1A 4A, 3A, 2A, 1A 4A, 3A, 2A, 1A 4A, 3A, 2A
Elimination Periods 30, 60, 90, 180, 365, or 730 days 30, 60, 90, 180, or 365 days 0, 7, 14, 30, 60 or 90 days 30, 60, 90, 180 or 365 days 30, 60, or 90 days
Benefit Periods 1 yr, 2 yr, 5 yr, 10 yr, To age 65, To age 67, To age 70 1 yr, 2 yr, 5 yr, 10 yr, To age 65, To age 67 13-week, 26-week, 1 yr, 2 yr 2 yr, 5 yr, 10 yr 1 yr, 2 yr

Benefit period and/or elimination period availability may vary depending on issue state and coverage selected.

Long-Term Disability | Income Protection+

Flexible long-term solution with streamlined underwriting that speeds up the process for clients age 18-50 with monthly benefit amounts up to $8,000 – or age 51-64 with monthly benefit amounts up to $6,000.

• No medical exams
• No income verification for non-self-employed clients up to $6,000 (Up to $4,000 for 1099 employees and/or self-employed)

More Advantages

• Aligns with your workflow from illustration to issue to help place business faster
• Broader occupation classes, benefit periods and modern riders to protect more middle-market clients and small-business owners

Ensure your client is eligible for disability coverage and increase application success using our Pre-Qualification Checklist and DI Submission Checklist.

Not available in CA, NY, FL, MT

 

Long-Term Disability | Century+

Streamlined underwriting speeds up the process for clients age 18-50 with monthly benefit amounts up to $8,000 – or age 51-60 with monthly benefit amounts up to $6,000.

Available in CA, NY, FL, MT

 

Long-Term DI - Century+ 

Streamlined underwriting speeds up the process for clients age 18-50 with monthly benefit amounts up to $8,000 – or age 51-60 with monthly benefit amounts up to $6,000:

• No medical exams
• No income verification for non-self-employed clients up to $6,000
• No phone interviews

More Advantages

• Enhanced government employee underwriting
• Coverage for new professionals within 180 days of graduation for certain occupations

 

If your client has a preexisting condition or injury, our underwriting experts automatically offer modifications or impaired risk coverage to get them the policy that fits them best.

Short-Term Disability | Income Protection  

Get an instant decision on all e-applications, and if needed, seamlessly transition to traditional underwriting.
For all issue ages 18-60: 

• No medical exams
• No income verification

More Advantages

• Considers more than one occupation for full-time employment

 

Graded Benefit Disability Income Insurance

Impaired risk DI coverage with benefit periods up to 10 years for clients aged 18 through 55 and 5 years for clients aged 56 through 60 (age last birthday, benefit period depends on occupation class). 

• Automatic consideration for cases declined for traditional DI
• Good for high risk clients who many not qualify for other DI coverage

 

Business Overhead Expense Insurance

Disability insurance coverage to help business owners aged 18 through 60 (age nearest birthday) pay operational expenses.

• Non-medical limits up to $5,000 for ages 18-50, $2,000 for ages 51-55 or $1,500 for ages 56-60
• 1 occupation class upgrade for eligible clients
• Multi-life discount available 

 

Small Business Owner Advantages

Available on Long-Term Disability Income Protection+ and Business Overhead Expense:  

  • 20% Multi-Life Discount on Income Protection+ for 3 or more insureds from the same employer 
  • 5% Discount on BOE for 3 or more policies issued at the same employer 
  • 20% Small Business Income Enhancement 

Quote to Coverage with FastTrack 

Instantly quote, illustrate, apply, and manage every case in one seamless platform. Available for: 

  • Long-Term Disability Income Protection+
  • Short-Term Disability Income Protection  

Digital Tools to Move Business Faster 

  • FastTrack: Quote, illustrate, apply, and manage cases in one digital workflow.
  • Agent Center: Centralized access to manage your book of business, commissions, and more.
  • Sales Enablement: Ready-to-use marketing kits and seller’s guides. 
 

Pending Case Status

Stay up to date on your disability cases on the Agent Center. Monitor case progress, view requirements, and resolve next steps when needed. 

Visit Agent Center

Underwriting Tips

{In progress, content will be added at a later date}

OCI-underwriting

CONTACT US

Call: 402-476-6500
Fax: 402-437-4395

Assurity Life Insurance Company
2000 Q Street
Lincoln, NE 68503

Hours: Monday through Thursday, 7 a.m. to 6:30 p.m. and Fridays 7 a.m. to 5:00 p.m. Central Time.

FOR PRODUCER USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC. INCOME PROTECTION, INCOME PROTECTION+ AND BUSINESS OVERHEAD EXPENSE NOT AVAILABLE IN NEW YORK.

Policy Form Nos. I H2401, I H0920, I H2016, I H1617, A-D106 and Rider Form Nos. R I0928, R I2403, R I2404, R I2405, R I2406, R I2407, R I2408, R I2409, R I2410, R I2411, R I2412, R I2413, R I2414, R I2415 and R I2024 are underwritten by Assurity Life Insurance Company, Lincoln, NE. Policy Form Nos. I H1605 NY and I H1617 NY underwritten by Assurity Life Insurance Company of New York.

Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.

© 2026 Assurity Group, Inc