Quote and Apply

It’s easy to generate quotes and illustrations for Assurity’s suite of disability income products – plus get options to make applications simple and painless. E-apps, drop tickets and online quote-to-application options give you flexible ways to sell DI. Note: You must login to AssureLINK to access the e-applications and illustration software. If you need help logging in, contact your Regional Sales Team.

Quote and Apply

Century+ Disability Income Insurance

Guaranteed renewable coverage with benefit periods from 1 year to age 67, plus no income verification or medical exams up to $6,000 for most clients.

Income Protection Disability Insurance

Renewable short-term DI with weekly benefits up to 2 years, along with flexible coverage options and no medical exams or income verification

Graded Benefit Disability Insurance

Impaired risk disability coverage with automatic consideration for traditional DI declines.

Business Overhead Expense Disability Insurance

Coverage for small business owners with a one-occupation upgrade.

Save your spot for our March 21 webinar

Get an expert-led tour of the ways Assurity’s complete DI portfolio can help you grow your sales in just 15 minutes.

Tools

Get tools to help you get started prospecting and selling:

Income Protection

Brochure
Consumer Video

Century+

Brochure
Mortgage Brochure
Why DI Flyer
Mortgage Protection Flyer
Consumer Video

Century+ and BOE

Small Business Owner Brochure
Small Business Owner Flyer
BOE Consumer Flyer
The Missing Piece Flyer

Conversation Starters & Overcoming Objections

Social Media Kit
Emails
Phone Scripts

Get the Tools

Underwriting Made Easy

Get an instant decision on all e-applications and seamlessly transition to traditional underwriting if needed.

	Century+	Income Protection	GBDI	BOE
Benefit Amounts	$500 – $20,000 Monthly	$500 – $1,000 Weekly	$500 – $20,000 Monthly	$500 – $20,000 Monthly
Maximum Issue Ages	18 – 60	18 – 60	18 – 60	18 – 60
Occupation Classes	4A, 3A, 2A, 1A	4A, 3A, 2A, 1A	4A, 3A, 2A, 1A	4A, 3A, 2A
Elimination Periods	30, 60, 90, 180 and 365 days**	0, 7, 14, 30, 60 and 90 days*	30, 60, 90, 180 and 365-days* **	30, 60, or 90 days
Benefit Periods	1yr, 2yr, 5yr, 10yr, to-age-65, to-age-67	13-week, 26-week, 1yr, 2yr	2yr, 5yr, 10yr	1yr or 2 yr

* Depending on selected coverage and/or benefit period
** In NY, 30, 60, 90 or 180 days

Century+ Disability Income Insurance

Streamlined underwriting speeds up the process for clients age 18-55 with monthly benefit amounts up to $6,000 – or age 56-60 with monthly benefit amounts up to $4,500:

• No medical exams
• No income verification for non-self-employed clients
• No phone interviews

More Advantages

• Enhanced government employee underwriting
• Coverage for new professionals within 180 days of graduation for certain occupations

If your client has a preexisting condition or injury, our underwriting experts automatically offer modifications or impaired risk coverage to get them the policy that fits them best.

Income Protection Disability Income Insurance

Get an instant decision on all e-applications, and if needed, seamlessly transition to traditional underwriting.
For all issue ages 18 -60:

• No medical exams
• No income verification

More Advantages

• Considers more than one occupation for full-time employment

Get a quoting tool that does more:

Ability to email quotes to clients
Prequalify clients
Streamline easily into the e-app process and get an instant decision

Graded Benefit Disability Income Insurance

Impaired risk DI coverage with benefit periods up to 10 years for clients aged 18 through 55 and 5 years for clients aged 56 through 60 (age last birthday, benefit period depends on occupation class).

• Automatic consideration for cases declined for traditional DI
• Good for high risk clients who many not qualify for other DI coverage

Small Business Owner Advantages

Available on Century+ and BOE disability products:

Multi-life Discount for 3 or more issued policies (15% on Century+ and 5% on BOE)*
20% Small Business Owner Income Enhancement
Business Owner Occupation Class Upgrade

* Not available in NY

Drop Ticket Option

Simply enter your client’s information and our in-house team will schedule an interview to complete the app over the phone. Available for:

Century+ Disability Income Insurance
Business Overhead Expense Disability Insurance

E-applications

Submit e-applications any time of the day, available for most DI products:

Century+ Disability Income Insurance
Income Protection Disability Income Insurance
Business Overhead Expense Disability Income Insurance

Pending Case Status

Stay up to date on your disability cases with the Pending, Active and Terminated reports on AssureLINK. Monitor case status and view and resolve requirements if needed.

Underwriting Tips

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Watch the Videos