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Quote and Apply

It’s easy to generate quotes and illustrations for Assurity’s suite of disability income products – plus get options to make applications simple and painless. E-apps, drop tickets and online quote-to-application options give you flexible ways to sell DI. Note: You must login to AssureLINK to access the e-applications and illustration software. If you need help logging in, contact your Regional Sales Team.

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Quote and Apply

Century+ Disability Income Insurance

Guaranteed renewable coverage with benefit periods from 1 year to age 67, plus no income verification or medical exams up to $6,000 for most clients.

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Income Protection Disability Insurance

Renewable short-term DI with weekly benefits up to 2 years, along with flexible coverage options and no medical exams or income verification

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Graded Benefit Disability Insurance

Impaired risk disability coverage with automatic consideration for traditional DI declines.

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Business Overhead Expense Disability Insurance

Coverage for small business owners with a one-occupation upgrade.

Learn More

Save your spot for our March 21 webinar

Get an expert-led tour of the ways Assurity’s complete DI portfolio can help you grow your sales in just 15 minutes.

Watch now

Tools

Get tools to help you get started prospecting and selling:  

Income Protection

  • Brochure
  • Consumer Video
 Century+
  • Brochure
  • Mortgage Brochure
  • Why DI Flyer
  • Mortgage Protection Flyer
  • Consumer Video
Century+ and BOE
  • Small Business Owner Brochure
  • Small Business Owner Flyer
  • BOE Consumer Flyer
  • The Missing Piece Flyer

Conversation Starters & Overcoming Objections

  • Social Media Kit
  • Emails
  • Phone Scripts
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Underwriting Made Easy

Get an instant decision on all e-applications and seamlessly transition to traditional underwriting if needed. 

Century+ Income Protection GBDI BOE
Benefit Amounts $500 – $20,000 Monthly $500 – $1,000 Weekly $500 – $20,000 Monthly $500 – $20,000 Monthly
Maximum Issue Ages 18 – 60 18 – 60 18 – 60 18 – 60
Occupation Classes 4A, 3A, 2A, 1A 4A, 3A, 2A, 1A 4A, 3A, 2A, 1A 4A, 3A, 2A
Elimination Periods 30, 60, 90, 180 and 365 days** 0, 7, 14, 30, 60 and 90 days* 30, 60, 90, 180 and 365-days* ** 30, 60, or 90 days
Benefit Periods 1yr, 2yr, 5yr, 10yr, to-age-65, to-age-67 13-week, 26-week, 1yr, 2yr 2yr, 5yr, 10yr 1yr or 2 yr

* Depending on selected coverage and/or benefit period
** In NY, 30, 60, 90 or 180 days  

Century+ Disability Income Insurance

Streamlined underwriting speeds up the process for clients age 18-55 with monthly benefit amounts up to $6,000 – or age 56-60 with monthly benefit amounts up to $4,500:

• No medical exams
• No income verification for non-self-employed clients
• No phone interviews

More Advantages

• Enhanced government employee underwriting
• Coverage for new professionals within 180 days of graduation for certain occupations

 

If your client has a preexisting condition or injury, our underwriting experts automatically offer modifications or impaired risk coverage to get them the policy that fits them best.


Income Protection Disability Income Insurance

Get an instant decision on all e-applications, and if needed, seamlessly transition to traditional underwriting.
For all issue ages 18 -60: 

• No medical exams
• No income verification

More Advantages

• Considers more than one occupation for full-time employment

 

Get a quoting tool that does more:

  • Ability to email quotes to clients

  • Prequalify clients

  • Streamline easily into the e-app process and get an instant decision

     


Graded Benefit Disability Income Insurance

Impaired risk DI coverage with benefit periods up to 10 years for clients aged 18 through 55 and 5 years for clients aged 56 through 60 (age last birthday, benefit period depends on occupation class). 

• Automatic consideration for cases declined for traditional DI
• Good for high risk clients who many not qualify for other DI coverage 

 

 

Small Business Owner Advantages

Available on Century+ and BOE disability products:

  • Multi-life Discount for 3 or more issued policies (15% on Century+ and 5% on BOE)*
  • 20% Small Business Owner Income Enhancement
  • Business Owner Occupation Class Upgrade
Not available in NY

Drop Ticket Option

Simply enter your client’s information and our in-house team will schedule an interview to complete the app over the phone. Available for:

  • Century+ Disability Income Insurance
  • Business Overhead Expense Disability Insurance

E-applications

Submit e-applications any time of the day, available for most DI products:

  • Century+ Disability Income Insurance
  • Income Protection Disability Income Insurance
  • Business Overhead Expense Disability Income Insurance

Pending Case Status

Stay up to date on your disability cases with the Pending, Active and Terminated reports on AssureLINK. Monitor case status and view and resolve requirements if needed. 

Underwriting Tips

{In progress, content will be added at a later date}

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