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Century+ Disability Income Insurance

Century+ Disability Income Insurance pays a monthly benefit to help protect the loss of income in case of a disabling illness or injury. It provides guaranteed renewable long-term DI coverage with a robust selection of built-in benefits and optional riders.

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Product Highlights

Issue Ages: 18 through 60, age nearest birthday

Occupation Classes: 4A, 3A, 2A, 1A

Maximum Weekly Benefits: From $8,000 to $20,000, depending on occupation class

Guaranteed Renewability: To age 65 or 67, conditionally renewable to age 75

Elimination Periods: 30, 60, 90, 180 or 365 days1

Benefit Periods: 1 year, 2 years, 5 years, 10 years, to-age-65 or to-age-671

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Target Markets

  • Middle income occupations

  • Families with children

  • People living paycheck-to-paycheck

Underwriting made easy

Underwriting Classes

  • Male/Female
  • Tobacco/Non-Tobacco
  • Age-specific

No income verification up to $6,000, $4,000 for self-employed or 1099 employees
No medical exams for benefit amounts up to $6,000 for ages 18-55, and up to $4,500 for ages 56-60

1. Elimination period and benefit period options vary by age and coverage selected.