Group Hospital Indemnity

Even with great major medical coverage, a hospital stay can mean serious financial obstacles. When a covered employee is already hurtingGroup Hospital Indemnity Insurance from Assurity can bring them meaningful benefits to help cover out of pocket costs. Now, employers have more flexible options and competitive price points.

Why Hospital Indemnity?

The average hospital stay is 4.5 days,
and the average hospital bill is $11,259.*

With medical costs rising, Assurity can help cover expenses by paying benefits starting at admission for each day of hospital confinement—reducing out-of-pocket costs related to unexpected hospital expenses. Employers can choose between lump-sum and daily benefit options. Employees can use benefit payments to cover medical expenses, supplement lost income, or to pay for groceries, bills, or whatever they want.

*Source: Agency for Healthcare Research and Quality (AHRQ). Healthcare Cost and Utilization Project (HCUP), National (Nationwide) Inpatient Samples (NIS) 2006-2015 (all available data as of 11/20/2017)

Flexible Plans. Competitive Price Points.

About Group Hospital Indemnity

Meaningful coverage. Real cash benefits.

In addition to our Group Hospital Indemnity plans, Assurity’s featured plan options include a Basic Care option which provides coverage beyond hospital confinement, a Prime Benefits option with an increased admission benefit and a Sickness Only option.


Advantages of Hospital Indemnity

  • Helps cover out-of-pocket expenses associated with a hospital stay
  • Benefits paid directly to insured person
  • No deductibles or copays
  • No networks – see any doctor
  • Guaranteed issue – no medical exams or tests to qualify
  • Flexible plans can fit into a variety of budgets

How It Works


An employee is admitted to the hospital for a covered illness or injury.


They're released from the hospital and submit a claim to Assurity.


Assurity pays benefits directly to the insured person based on the coverage selected. 


Get In Touch

To learn more, contact your regional sales team.

Why Assurity

At Assurity, we’re working hard to make the business of insurance simple – more human – by listening, showing that we care and offering customers invaluable insurance products and financial protection. More than a business with a bottom line, we’re a mutual organization whose mission is helping people through difficult times. By dedicating ourselves to the community, the environment and using our business as a force for good, we’re able to take the long view when it comes to upholding our promises. Assurity is also the first major life and specialty health insurer to become a Certified B Corporation®, demonstrating we meet the rigorous standards of social and environmental responsibility.